Eksentricity

• Improved Pre-Qualification: Stratyfy’s AI nearly doubles the number of pre-qualified loan applicants compared to traditional methods.
• Reduced Bad Loan Rate: The AI achieves an 11% decrease in bad loans among qualified consumers.
• Higher Credit Scores: Qualified consumers see a seven-point increase in their average VantageScore.

Impact

1. Broader Credit Access: More borrowers can access affordable credit, enhancing financial inclusion.
2. Increased Profitability: Financial institutions can attract more creditworthy customers, boosting profitability.
3. Customized Strategies: Lenders gain greater flexibility and control over their qualification policies and criteria.
4. Regulatory Compliance: The AI provides transparent decision-making, aiding compliance with regulatory standards.
5. Enhanced Decision Making: Combining data-driven insights with human expertise allows for more nuanced credit evaluations.

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