- Fintech Investments and Innovations: Nearly half of European banks are funding fintech startups, and 36% are developing their own digital banks or fintech firms, challenging neobanks.
- Cloud and AI Adoption: Over 20% of European banks prioritize cloud technology for agility and security, with 75% foreseeing a significant impact from generative AI on banking.
- Strategic Collaborations and Technology: European banks engage in strategic partnerships and employ cloud-native platforms and SaaS from providers like Temenos to enhance customer experiences and operational efficiency.
Eksentricity 